DIVINE HOMES  
developed by PADOK HOLDINGS, INC.
OWN a SINGLE DETACHED HOUSE located at the heart of Lahug, Cebu City
VALUE FOR MONEY!!!
* Countryside living within the city
* Near the Commercial Districts:
I.T. Park,  JY Square Mall,  Ayala Mall, SM, Hotels, Restaurants, Supermarket.
* Near the Schools, Church, Hospital and Wet Market.
* Very Affordable
* Private and Comfort Living in a quite community.
* Fresh Air and Pollution Free
* Spacious with 2 Carage
*Abundant Water Supply and Electrical Facilities.
An affordable House and lot soon to rise a. All units are Townhouse with balcony.
VENICE HOUSE
LA  =113sqm
FA = 70sqm
 4 Bedrooms
3 Toilet and Bath
2 Car Garage
SAMPLE COMPUTATION:
Selling Price    =    Php 3M
30%  Estimated Equity  =   1,047,000 (payable in 12 months or paid in cash)
Less: Reservation Fee   =  20,00070%  Estimated Equity  =  2,423,000 (loanable in Bank Financing or Pag-Ibig)
SOFIA HOUSE
LA  =88sqm
FA = 70sqm
2 Bedrooms Townhouse
2 Toilet and Beth 2 Car Garage
SAMPLE COMPUTATION:
Selling Price   =    Php 2M
30%  Estimated Equity  =   829,080 (payable in 12 months or paid in cash)
Less: Reservation Fee   =  20,000
70%  Estimated Equity  =  1,914,520 (loanable in Bank Financing or Pag-Ibig)
PAYMENT TERMS:
PAG-IBIG FINANCING
30% of EQUITTY divided 12 months
70% Balance thru Pag-ibig Financing
BANK FINANCING
20% Equity divided 12 months
80% Bank Balance thru Bank Financing
SPOT CASH = 10% DISCOUNT from the Selling Price
SPOT DOWNPAYMENT = 5% DISCOUNT from the Down Payment